The aim is to cover the economical needs for yourselves in case of disablement or for your nearest (husband/wife and children) in case of death.
At the fatal moment when death occurs (especially if this is the head of the family), a great weakening may happen in the economic situation of the family (decrease of economical income, the maintenance of the same family expenses, children, mortgage, etc .) With this sort of insurance, it is possible to cancel some of these expenses and soften the negative impact that a death may produce on a family.
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